Card Not Present: What are credit push and debit pull methods?

Accordingly, a higher level of risk may be attributed to the transactions, thereby leading to increased pricing and, or liability concerns.

Higher Credit

While multi-function capability has generally been used to enable consumers to choose between credit and debit accounts, the functionality can also allow different categories of accounts or different modes of credit to be accessed, referred to as a push payment because the sender authorizes (that is, pushes) a credit to the recipient. For the most part, akin transactions have a much higher risk profile and are where most fraud occurs.

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